After a vehicle accident, the steps you take can significantly affect both your legal and insurance situations. Understanding when to call the police is crucial for handling the aftermath properly.
Stop Your Vehicle Immediately The law requires you to stop your vehicle if you’re involved in an accident. Failing to do so can lead to a criminal investigation. Safety first, always.
Check for Injuries Before anything else, assess if anyone is injured. If you find injuries, do not move the injured parties. Immediate action involves calling 911, following their instructions, and waiting for emergency services.
Assess the Scene Safely When it’s safe, exit your vehicle to document the scene. Taking photos, videos, and using an accident worksheet to note details can be invaluable for insurance claims and potential legal needs.
Move Your Vehicle, if Possible To avoid further hazards, move your vehicle to the shoulder if you can. If that’s not an option, turn on your hazard lights or set up warning signals if you have them.
When to Call the Police There are specific situations where calling the police is necessary:
- If there are injuries.
- If the combined damage to all vehicles involved exceeds $2,000.
- If you suspect impairment from drugs or alcohol in any driver involved.
Alternative Steps for Minor Accidents If the accident is minor (damage under $2,000 with no injuries), you should report to a collision reporting centre within 24 hours instead. Here, you’ll complete a police report and document the damage, which is essential for your insurance claim.
Contact Your Insurance Company Regardless of the accident’s severity, notify your insurance company promptly. They will guide you through the claims process, helping you understand what’s covered and the next steps to take.
Finding a Collision Centre For repairs, it’s wise to choose a reputable collision centre. They can assess the damage accurately and restore your vehicle to its pre-accident condition, ensuring safety and reliability.
Conclusion Determining whether to call the police after an accident hinges on the accident’s specifics. Always prioritize safety, document everything, and follow the correct procedures for reporting the accident. This approach not only helps with insurance claims but also ensures that all legal requirements are met, safeguarding you against potential complications.