In the event of an auto accident causing injury or property damage, promptly inform your insurance agent, broker, or company within seven days, regardless of fault. Failure to do so promptly may jeopardize your claim’s validity.

Prepare Your Information: When contacting your insurance representative, ensure you have the following details readily available:

  • Registered owner’s insurance company name and policy number.
  • Vehicle specifics: make, model, year, registration, and license plate numbers.
  • Accident particulars: driver’s details (if different from owner), date, time, location, injuries sustained, passengers involved, vehicle damage assessment, your account of the incident.
  • Other drivers’ information: names, driver’s license numbers, their insurers’ names and policy numbers, other vehicle’s license plate and identification numbers.
  • If reported, provide the investigating police officer’s name and badge number.